Affordable Ways that Senior Home Care Services Help you stay at Home

Having an idea of how much it would cost to live in a senior community is important especially if you considering it for yourself, loved ones or your parents. The cost of senior living varies depending on the facility you go for, but irrespective of your choice it is very expensive. You can only get options that are inexpensive if you do an online search.

Thankfully, relocating to a senior living facility is not the only option you have. You can live comfortably with all your needs taken care of, and without spending a dime of you retirement savings through senior home care services. You can go online and search for inexpensive senior housing options right away.

How Much Do Senior Housing Cost Normally?

In the year 2020, according to The Cost of Care Survey the national median rate for a one bedroom assisted living went up by 6.15 percent, bringing the price to $4,300 monthly.1

The same survey revealed that a semi private room at nursing homes cost averagely $7,756 per month, and private rooms cost $8,820 per month. At this rate, only a few people may be able to afford moving into a senior home.2

Since there is a sudden increase in demand by seniors searching for senior living options, the prices are also on the rise. Leading Age reports that by the year 2035, the number of seniors would most likely have doubled, with every one of them looking for senior living. As a result of the high demand for senior living, the cost of senior living will continue to increase yearly.3

It is for this reason that seniors are searching for less expensive options, this making the senior home care service a perfection alternative. 

The Latest Alternative for Aging Adults is the Senior Home Carer Service

As you grow older, it is normal for your family, loved ones and friends to suggest senior living communities as a means to ensure you receive the care you need. But just like most of the seniors, you would probably not want to move out of the home you have lived in for so many years. 

You wouldn’t be the first, several reports show that 90 percent of senior are not willing to move out of their homes into a senior living facility. Most of the seniors prefer to live in their homes and stay independent, which is very possible because of the senior home care service.4

With senior home care services, you get both medical and personal care in the comfort of your home. It is designed to allow seniors stay in their homes while you receive similar benefits of the assisted living facilities. For instance, bathing, getting dressed, driving, grocery shopping and the likes become a lot easier and safer with the assistance of an in-home care professional. 

Senior homecare services allow you to remain independent as you prefer. You are free to carry out you daily activities as normal, but you will receive a one-on-one attention and care from an expert in providing healthcare, carry out nursing duties as well as be your companion. 

Reasons Why Senior Home Care Service is a Preferred Choice

In as much as senior living facilities are seen to be the safest and best option for the elderly, fact is senior home care services are a much better option. And they have better benefits in comparison to other options. 

Below are some of the benefits of the senior home care service: 

● Improved quality of life.
● Comfort and convenience; the care you need is brought to your home.
● Companionship; your care giver can pay you visits from time to time just to keep you company.
● You can move around easily because there is a standby means of transportation.
● You home is kept clean and meals prepared for you.
● You receive the necessary medical care at home including IVs, physical therapy, post-surgery care, injury care, etc. 

Furthermore, research has it that seniors can have longer life and good health from choosing senior home care services. According to a recent study, seniors that receive home care after going to the hospital have little or no chance or revisiting the hospital again and live longer. And that the medical bills seniors paid for is about 35 percent less than normal, all thanks to home care services.5

There are several different types of senior home services. If what you are after is in-home medical care, or daily assistance with chores and other things in the house, or you just want someone who can be visiting weekly to take care of your pressing needs, you can get all of these from senior home health care services. 

How to Find Inexpensive Senior Home Care Services

Irrespective of the type of senior home care service you go for, it is quite affordable. You are at liberty to choose the type of service you want that best suits your needs. So, from in-home medical care to daily help, etc. senior home care service remains more affordable in comparison to senior living facilities. 

A report from Paying for Senior Care states that, on average, the cost of senior home care is about $22 hourly, but you can also get offers as low as $16 hourly from some services, depending on your state. Contrarily, the cost of senior living facilities is about $2,500 to $7150 per month.6

As years go by the demand for senior services and home care services is steadily on the increase. The good thing is that there will also be an increase in the competition, pushing senior home care services to provide better services and lower prices to gain more customers.

How to Cut Cost When Remodelling your Bathroom Using a Local Contractor

When you live in a house for years, or buy an old apartment/home, you definitely have an idea of how terrible an out of date bathroom looks like. The thought of either renovating or simply updating is quite exciting until you get into costing, eventually.

Angie’s list revealed that American spend about $9,600 averagely on bathroom remodelling. Nevertheless, you can save thousands of dollars on a brand new bathroom if you plan carefully. 

Let’s take a look at way in which you can reduce costs and save money when remodelling:

Look for Less Expensive Home Improvement Stores: brand new floor tiles, light fixtures and hardware are usually expensive irrespective of the shop you go to, but big box retailers like Home Depot can get you excellent deals, all you need to know is how to find the lowest prices1.

Here is a fun fact; all employees of Home Depot are permitted to give a discount of up to $502. But this is a secret that is made known to you only if there is a tangible reason. For instance, if you pick interest in a sink on the display and it happens to be the only one of its kind available in stock, request that the clerk marks it down.

Make Use of Affordable Accessories: in a case where your massive bathroom installations are still in solid shape, you can cut down on expenses by replacing just the accessories rather than the entire bathroom.

Repaint the walls with a new color, change your shower curtain and rug as well. Replace your towels and window coverings too. You would marvel at the number of cheap accessories you can get from retailers. Visit stores to purchase jars, candles and drawer organizers. If you have space on your wall, you can put up industrial-chic shelves. As opposed to bulky standing or wall cabinets, open shelving in bathrooms that are not large creates the illusion of space. To store lotion, linens or pretty soaps you can use wire baskets, while for personal items wicker baskets that have lids is preferable. For that extra homey feel, get small potted plants. All of these modifications go a long way in giving your bathroom a new and updated look in value and style.

Buy Second-hand Materials: the excess of construction materials like plumbing fixtures vanity tops and cabinets are auctioned for a fraction of the original cost3. You can check reuse centers like the Habitat for Humanity ReStore because they only collect discards that are in perfect condition. You might get to snag products that are still in the box.

The following items are the ones you should be looking for:

  • Faucets and showerheads.
  • Hinges and drawer pulls.
  • Towel racks.
  • Sinks and tubs.
  • Tile and vinyl floor coverings.
  • Toilets or toilet seats.
  • Paint, stain and paint supplies.
  • Light fixtures.

Reuse stores receive fresh donations daily, so endeavour to check back as often as you can.

You can ask to see the remnants first of granite or other countertop materials, this can help you save cost too. If the length of your vanity isn’t too much, the granite company might have discounted remnants that are the perfect size.

Hire a Local Contractor: the final thing to do if special changes is to pay for the services of a local contractor. Watching video tutorials on how retile your shower may seems easy, but why go through the stress and still risk making certain mistakes? You are not cutting cost when you handle a project by yourself and at the end of the day it is redone because of mistakes. A professional with experience can help you plan while working with your budget and get the job done without any errors4.

Most contractors have access to resources you have no idea about. They know where to find cheaper parts and sort out any unexpected electrical or plumbing issues that may occur. It doesn’t matter what the scope of your remodel is, hiring a contractor will save you from a lot of stress, and getting one in your area isn’t difficult.

And it is always good practice to do a proper survey of contractors within your reach and compare between at least 3 or 4 different options before you decide on which one to go for. The quickest way to discover all the information you require is by doing an online search.

Keep Your Dog Healthy By Avoiding These Harmful Ingredients

A dog is men’s best friend, and to be honest, nobody wants to give the harmful ingredients to their lifelong companion. However, you might be giving this lovely creature some food that contains terrible ingredients without knowing. As a result, your dog’s health might take a serious hit because of these poor quality dog foods.

What is Dog Food

Wikipedia defines Dog food as follows: Dog Food is food specifically formulated and intended for consumption by dogs and other related canines. Dogs are considered to be omnivores with a carnivorous bias. They have the sharp, pointed teeth and shorter gastrointestinal tracts of carnivores, better suited for the consumption of meat than of vegetable substances, yet also have 10 genes that are responsible for starch and glucose digestion, as well as the ability to produce amylase, an enzyme that functions to break down carbohydrates into simple sugars – something that carnivores lack. Dogs evolved the ability living alongside humans in agricultural societies, as they managed on scrap leftovers from humans.

Avoid These Ingredients At All Costs

Nowadays, even big brands cannot be trusted, and most of them contain ingredients that can seriously damage the health of your dog and might create lifelong health issues. Following is the list of ingredients you need to avoid at all costs to keep your dog healthy.

4-D Meat Products

Many pet foods use 4-D meat products that literally stands for diseased, disabled, dying, or dead1. Pet food producers will save meat for their own purposes, which can trigger chronic illnesses and impaired cognitive ability in dogs.

Corn

Believe it or not, corn is not going to contribute to your dog’s health. Instead, it can make your dog sick by increasing his blood sugar. With low nutritional value and a high glycemic index compared to other grains, corn only works as a filler.

Grains

If your dog has allergies, then grains can be extremely harmful to your dog. Grains are mainly used to change the texture of the dog food or to increase volume. Even if your dog does not have any allergy, you should avoid grain to be on the safe side.

Preservatives, Dyes, and Other Add-ins

BHA, or butylated hydroxyanisole, is one of the most dangerous preservatives. BHA is also known as carcinogen and has been proven to cause kidney and liver disease in rodents. Another preventable preservative is ethoxyquin, which is also not approved in pet foods2.

Pet food coloring can trigger an allergic reaction, cancer, and behavioral issues. Red 40, Blue 2, and Yellow 5 and 6 are proven to affect a dog’s health. However, all types of dye may be dangerous. You must also check the list of ingredients for propylene glycol in dog treats and soft dog foods.

Tips for Choosing a Good Dog Food

You should be able to understand the labels on different dog foods to get the best product available3. Another tip is to try to find a statement from the Association of Animal Feed Control Officials. AAFCO demands the dog food to provide a complete nutrition meal for your dog. Luckily, all the manufacturers of dog food are bound to print the minimum amount of fat and protein in their dog food. The label indicates which age group of dogs should consume it, so purchase accordingly.

How to Find Deals on Healthy Dog Food

Doing your research is your best bet so that you can make an informed decision. Always consult the vet if you are not sure of the requirements of your dog’s diet. Once you know what your dog needs, you can carry on searching for the best food available to meet his diet’s requirement.

The key to finding healthy dog food is checking the ingredients carefully. Dog food with safe and nutritious ingredients is bound to make your dog healthy and happy. Searching for dog food online4 is the best way possible as you get to compare different products with pros and cons.

1. https://www.petsafe.net/learn/pet-food-the-good-the-bad-and-the-healthy

2. https://www.eatthis.com/bad-dog-food-ingredients/

3. https://barkpost.com/good/best-dog-food/

4. https://topdogtips.com/dog-food-coupons/

Helpful Tips on Budget-Friendly Lawn Care You Shouldn’t Ignore

Lawn care is a unique area of home improvement, but sadly, most homeowners often ignore its great value the property and house. Experts say that a properly managed lawn will increase your home’s beauty and market value1.

Even though, having a taking care of your lawn can cost a lot there are ways keep costs down. You can have a well pruned and lush green grass within the budget. Follow these budget-friendly lawn care tips to save a lot of costs.

Use A Lawn Care Service

The professional lawn care service takes the stress of maintaining your lawn away2. Your yard will be under the competent hand of a lawn care expert who knows what to do.

Using a professional lawn care service offers the following benefits:

  • Expert knowledge breeds a healthy lawn
  • Scheduled maintenance service
  • Deployment of the right tools for the job
  • Reduce errors and avoid waste and get the perfect lawn
  • Overcome difficult challenges such as insects and animals from damaging your lawn.

These advices and can save you money. The average cost taking care of your lawn yourself is somewhere between $500-$1,0003. If you get a service it can cost you around $35-404.

Furthermore, lawn care service could be great alternative for seniors as you can completely get rid of doing the task. You will have a processional service that will come on regular basis to take care of everything at a low cost.

Find Affordable Lawn Care Experts In Your Area

There are affordable lawn care services around you can use. If you find the right one5 , you can get a discount if your lawn is relatively easy to manage6.

Your best place to find an affordable lawn care service is through digital communities7 and online searches. Search for lawn care experts nearby and hire the one who is ready to go with your budget.

During your search for a budget-friendly lawn care service in your locality, use these tips:

  • Know your lawn measurement to get the best quotes
  • Find out if the service provider has the right tools for the job
  • Inquire about the serviced details – will it include fertilizer, soil check, plant trimming, etc. You need to know if these add-ons are in the quote or need paying separately, beyond mowing and watering your lawn?
  • Compare quotes from different services for the best lawn service with an affordable quote

Be diligent in your shopping to pick the right lawn service. Side by side, check the items in each service offering; don’t just look at the price offered. Ask if anyone is providing tailored service and if there is a discount to determine a budget friendly quote.

Getting Started in Finding Reasonably Priced Lawn Care Service

You need the best hands for the lawn of your dream. While it is possible to DIY lawn maintenance, professional lawn service is best advised if you want a well-tended courtyard. Learning the art of lawn management is possible, but it’s a long and expensive learning curve. Rather have professionals do it fast and great at a cheap cost.

Using a professional lawn manager will save you money and time. It also guarantees the best lawn outlook with a WOW!

While you should familiarize yourself with trends and technology in lawn care through online searches, you should get at least three lawn services to submit quotes. Compare and decide on which quote has the best price and service offer.

1. https://medium.com/@adamquinn347/the-benefits-of-professional-lawn-care-and-landscaping-services-87a8f2519696

2. https://www.consumersadvocate.org/lawn-care-services/the-benefits-of-hiring-professional-lawn-care-services

3. https://www.angieslist.com/articles/how-much-does-lawn-mower-cost.htm

4. https://www.angieslist.com/articles/how-much-does-lawn-mowing-cost.htm

5. https://www.gardeningknowhow.com/home-and-garden-reviews/affordable-lawn-care.htm

6. https://www.angieslist.com/articles/how-much-does-lawn-mower-cost

7. https://abc13.com/stretch-your-dollar-lawn-care-service-yard-work/2053834/

Why Pet Insurance Is A Must for Every Pet Owner

A pet is just like another family member, and we want to keep them healthy by taking care of them in the best way possible. Sometimes the cost of it can be unbearable due to high costs and expensive medical bills.

But luckily Pet Insurance can save the day by cutting down the costs without compromising on your pet’s health. Pet insurance works just like health insurance for humans, and is a very good way keep costs low and is must for every pet owner.

Importance of Pet Insurance

Pet insurance is designed to take the burden from your shoulders. God forbidden, if your pet gets seriously injured or ill, you will not have to worry about the expenses to get them the best treatment possible. Pet insurance can take care of these situations, leaving you to worry about more important things, such as your pet’s well-being1.

You Get to Choose Your Coverage Level

You are in control to choose the coverage which you think is best for your pet. Basic insurance typically covers injuries and illness, but you can always opt to switch to a wellness coverage plan that provides coverage for health tests, vaccines, and other routine veterinary services.

You Need to Pay Premiums and Deductibles

Depending on the coverage plan you choose, you will have to pay monthly premiums just like health insurance2. The amount of premiums usually depends on the deductibles, maximum yearly limit, and some various factors.

Claims and Reimbursement Depends on The Policy

If you have pet insurance, you will need to pay for vet services beforehand3. This is different from human health insurance that kicks in at time of service. But there is nothing to worry about as you will be reimbursed for the amount you spend on each visit.

Annual Maximums Can Increase Your Monthly Premiums

If the annual maximums of your plan are higher, then get ready to pay increase monthly premiums. Veterinary services can cost up to $20,000 for pets with serious issues4. It therefore, best to pick the coverage plan for your pet that has no annual limit and can cover almost all of the costs of your pet.

Expect Waiting Period

Most pet insurance policies impose waiting times for certain services or on particular conditions, so it is always a good idea to ensure that your pet doesn’t have any of those conditions.

Look Out for Age and Breed Restrictions

You can get a plan for your pet from the age of six to eight weeks; however, keep in mind that there are some restrictions on the maximum age limits. The same rule applies to some dog breeds as well, and they might not qualify for pet insurance. Always try to do your research and try different insurance companies before applying for one.

Some Options for Your Pet Insurance

Here are some of the most popular pet insurance companies5 available in the market.

Pets Best

Pets Best provides a range of pet insurance plans, including accident-only insurance. The simple plans have exceptionally small annual maximums that makes them less attractive for pet owners. The average cost is between $30-50/month6.

Healthy Paws

Healthy paws are famous for their single, comprehensive plan, which covers almost everything for your pet. There is no annual limit, and you are sure to get reimbursed for the payments you make during vet visits. All you need to do is provide an actual vet bill.

Nationwide

Nationwide is an inexpensive option as they provide three plans at a lower cost. However, their Whole Pet Plan is a better option as it covers many more services. Plans start at $34/month depending on what you are looking to get7.

Embrace

If you want to customize your pet’s insurance plan according to its need, then Embrace is the place for you. Average costs are as low as $15-20/month8. The good thing is that they always pay wellness claims promptly. However, the age limit for your pet to get insured is 14 years.

Figo

Three-tier coverage makes Figo a versatile choice for many pet owners. It is one of the youngest companies, and they let you select from plans with yearly maximums varying from $10,000 to unlimited.

1. https://www.consumerreports.org/pet-products/is-pet-insurance-worth-cost/

2. https://www.aspcapetinsurance.com/research-and-compare/pet-insurance-basics/how-does-pet-insurance-work/

3. https://www.marketwatch.com/story/the-pros-and-cons-of-pet-insurance-2017-04-13

4. http://www.petproductnews.com/News/Healthy-Paws-Pet-Insurance-Releases-Cost-of-Care-Report/

5. https://www.avma.org/resources/pet-owners/petcare/do-you-need-pet-insurance

6. https://www.petsbest.com/pet-insurance-cost

7. https://www.nationwide.com/personal/insurance/pet/

8. https://www.embracepetinsurance.com/vets/embrace-plans